Best stocks to invest $50,000 in right now.

For most people, $50,000 is a lot of money. Actually, you can buy a pretty nice car for that amount. But instead of spending it, the best way in the long run is to invest it.

And when it comes to investing, technology stocks are one of the first places long-term investors should look. As technologies like artificial intelligence (AI) continue to transform the world we live in, technology companies have become some of the biggest winners in the stock market.

Let’s take a look at two of the best technology stocks investors can buy today to ride the AI ​​wave. One is the leader on the hardware side and the other is the leader on the software side. Investing $50,000 in this name is a good idea, but of course you can start with any amount you want.

nvidia

No company has achieved greater wins from AI. nvidia (NVDA 0.78%)And there’s nothing on the horizon that could stop that momentum. The company’s graphics processing units (GPUs) have become the backbone of building out its AI infrastructure, and the company recently called demand for its latest Blackwell chips “insane.”

Nvidia has been able to capture over 80% market share in the GPU space through the powerful performance of its chips, but more importantly, through its CUDA software platform. Long before AI became the next big thing, CUDA became the standard platform for developers to learn GPU programming. This has created a wide moat around its fast-growing GPU business.

Meanwhile, demand for AI infrastructure is currently unabated as major technology companies invest money in the field to develop more sophisticated AI models. As AI models evolve, they require more computing power for training, and that power comes from Nvidia’s GPUs. for example, alphabet The new Llama 4 large language model (LLM) requires 10 times the compute power of its predecessor, and xAI’s Grok 3 LLM uses five times the number of GPUs than Grok 2, it said. All the big tech companies investing in AI infrastructure have pointed this out. Their spending will continue to increase, trust He said there will be no end to AI infrastructure spending over the next five to 10 years. All of this helps Nvidia.

Despite the stock’s strong performance, its forward price-to-earnings ratio (P/E) is below 35 and around 0.9 based on analyst estimates for next year. A PEG below 1 is generally considered undervalued, and growth stocks often have PEGs well above 1.

Image source: Getty Images.

microsoft

Another company riding the AI ​​wave is microsoft (MSFT 0.35%)was one of the first large tech companies to go all-in on the technology, investing heavily and partnering with OpenAI.

To date, its Azure cloud computing unit has been the company’s biggest AI beneficiary, as organizations use the platform to create their own AI solutions. This is a consumption-based business, charging users only for the resources they use, and so far usage has been very robust. This can be seen in the company’s results, where Azure’s revenue has grown approximately 29% to 30% over the past few quarters.

Cloud computing isn’t the only area where companies are considering AI to fuel growth. The GitHub developer platform became another big AI winner as customers turned to Copilot, an AI assistant that can provide suggestions and even complete coding tasks as developers type.

But the company’s next big opportunity could be Microsoft 365 Copilot. The company recently introduced a number of Copilot for Microsoft 365 enhancements that can be used to attract organizations to the Microsoft 365 Copilot add-on. These new features allow users to work with the programming language Python in Excel using only natural language, import data from different types of sources using Copilot for Word, create presentations using only natural language using Copilot for Powerpoint, and more. You can do this:

The $30 per user per month cost for the Microsoft 365 Copilot add-on is a huge potential growth opportunity for Microsoft. That’s because the cost of 365 Copilot is higher than the cost of many subscriptions to Microsoft 365. You can purchase Microsoft Copilot cybersecurity and identity management features starting at $4.75 per user per month for the basic business plan without Teams. Some enterprise plans with more features may cost more.

Microsoft has proven to be an adaptable and innovative company, which has helped it grow into one of the largest companies in the world. These attributes, along with the AI ​​opportunity, are what make it a great long-term investment.