Cheapest Cell Phone Providers for 2-Line Plans

When major carriers charge upwards of $75 per line for their highest plans, it can be difficult to get a two-line cell phone plan that fits your finances. But you don’t have to empty your piggy bank to give you and your partner (or anyone else you’re sharing with) a reliable wireless plan.

I checked out six of the largest providers looking for the best deals. Here are the cheapest 2-line family plans I found:

Cheapest 2-row family plan

The cheapest two-line family plans are prepaid options from Cricket and Mint Mobile. If you don’t need unlimited data, this is a good option.

Cricket 5GB Plan

price: $60 per month ($30 per line)

include: Unlimited calls and texts, plus up to 5GB of high-speed data each. Mobile hotspot data is not included.

Details: This is a prepaid plan with monthly payments. Taxes are already included in the price.

Mint Mobile 5GB 12-month plan

price: Annual payment of $360 ($30 per month or $15 per line)

include: Unlimited talk and text, up to 40GB each of high-speed data (unlimited data at lower speeds). You also get up to 5GB of mobile hotspot data and free calls to Canada and Mexico.

Details: This is a prepaid plan paid annually. Taxes and fees are separate. Each Family Plan line must be activated separately and then connected to your Mint Mobile account.

Cheapest 2-line unlimited plan

If you regularly reach your data limit, an unlimited plan may be a better option. Most “unlimited” plans have limits on high-speed data and will slow you down if you use too much.

Mint Mobile 12-month unlimited plan

price: Annual payment of $740 ($60 per month or $30 per line)

include: Unlimited talk and text, up to 40GB each of high-speed data (unlimited data at lower speeds). You also get up to 10GB of mobile hotspot data and free calls to Canada and Mexico.

Details: This is a prepaid plan paid annually. Taxes and fees are separate. Each Family Plan line must be activated separately and then connected to your Mint Mobile account.

T-Mobile Essentials Saver

price: $90 per month ($45 per line)

include: Unlimited talk and text, up to 50GB each of high-speed data (unlimited data at lower speeds). Includes unlimited 3G hotspot data, but high-speed mobile hotspot data is not included. It also includes unlimited talk, text, and data (up to 128 kbps) in Canada and Mexico.

Details: This is a postpaid plan with monthly payments, and requires automatic payment settings. Taxes and fees are separate. This plan may not be available at the same price in all regions.

Cricket Unlimited + 15GB Hotspot

price: $90 per month ($45 per line)

include: You get unlimited calls, texts, and data, and up to 15GB of mobile hotspot data each. The plan also includes unlimited talk, text, and data in Mexico and Canada. Plus, subscribe to Max for free with ads and get 150GB of cloud storage.

Details: This is a prepaid plan with monthly payments. Taxes are already included in the price.

How you pay your phone bill matters

In addition to choosing a plan carefully, how you choose to pay for that plan can also affect how much you save. For example, most providers offer discounts for setting up automatic payments and/or paperless billing.

Plus, paying with the right rewards credit card can give you some great benefits.

1. Compensation

Competitive flat cash back rewards cards can earn you at least 2% back on purchases, including cell phone bills. But that’s not even the best you can do. Some cards offer bonus rewards on cell phone plans, with the best cards giving you 5% back.

It’s especially easy to make big money on your wireless costs if you own a business, because several great small business credit cards offer this bonus category. However, you can also find a few personal rewards cards that offer bonus rewards on cell phone bills.

2. Cell phone insurance

Another credit card benefit that is becoming increasingly popular is cell phone insurance. Basically, if you pay your phone bill with that credit card, you’ll be covered if your phone is damaged or stolen. Most cell phone insurance benefits have annual limits and small deductibles, but if something happens to your phone, it can easily be worth hundreds of dollars.

From choosing the right plan to choosing the right payment method, there are many ways to reduce your cell phone bill. Staying connected doesn’t have to break the bank.

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