The best ICICI credit card in June 2025

ICICI BANK issues a variety of credit cards for various purposes. Some cards are for everyday expenses such as shopping and meals. Others have benefits for travel or higher expenses. The card has different features, rates and reward structures. Selecting a card depends on how to use and the type of transaction to handle.
5 popular ICICI credit cards in GlancE
1. Platinum chip credit card: This is a default card without subscription or annual fees. Suitable for those who start with credit cards. It offers reward points for most expenses except fuel and offers discounts on movies and meals.


2. Coral Credit Card: Annual fees and Rs. The 500 + GST subscription fee is paid separately. Customers and rare travelers are the target market of CORAL credit card. It is a 25% discount for up to 10,000 reward points, a BookMyshow and inox ticket, and if it is discounted twice a month, one free railway lounge will join and visit the annual RS fee. 500 + GST.
3. Rubyx credit card: RS. 3,000 + GST subscription, RS. 2,000 + GST annual fees. Rubyx credit cards have high fees and are suitable for general spendingers. Provides reward points in almost all transactions except fuel. Other benefits include airport lounge access, exemption from fuel surcharge, and movies, golf and meals.
4. Credit cards: sapphire: RS. 6,500 + GST combination, RS. 3,500 + GST annual fees. This is a premium card. There are benefits throughout entertainment, wellness and travel. It can access the DreamFolks DragonPass program and can be “purchased, one” with the value of RS. Twice a month for BookMyshow and INOX tickets.
5. Emerald credit card: Rs. 12,000 + GST subscription and annual fee. Emerald credit cards are the best suggestions of banks. RS. 12,000 + GST fees can be accessible to reward points across unlimited airport lounges, free golf rounds and transactions. This card also includes exemptions and discounts for fuel surcharge for movies, restaurants and other services.
Also read: This RuPay credit card has an annual fee of 0. Don’t miss it!
Matters to consider when choosing an ICICI credit card
- Spending pattern: Take a closer look at where you spend money. If you often shop online, cards that offer higher reward points or discounts for this category may be worth it. If you spend more money on movies, travel or meals, choose a card.
- Annual fee and fee: If the annual fee is high, there are usually more benefits. Make sure that the benefits are in real needs. Sometimes it works better if the default card doesn’t spend a lot.
- Suitable for individuals who receive salary: If you have regular income, select a card that offers entirely benefits for daily costs such as fuel, entertainment or groceries.
- Credit score: A powerful credit score improves the possibility of getting a premium card. To understand the qualified cards, check the score regularly.
- Interest rate: Check the annual ratio of the card (APR). If you are expected to maintain a balance, you can save money at a lower rate.
Final thought
ICICI BANK has a card for a variety of lifestyles and financial profiles. The right card is a card suitable for spending, travel frequency and expected benefits. Understand the available options and match your habits, you can find a card that fits in 2025.
It was written by Promita Ghosal